BUSINESS FUNDING
Offered by Goins Financial
Business Funding for businesses in ALL 50 STATES NATIONWIDE!
** The below program minimums are a general guideline and funding approvals will be based on the health of your personal and or business credit profile. If your credit file has little to no credit, it will be hard to gain an approval. If your credit profile has credit card utilization above 30%, credit line approval will be more challenging. If your debt-to-income ratio is above 50%, all loan programs will be challenging to gain approval. Make these considerations before applying. The loan application fee is non-refundable.
Real Estate Investment / Commercial Mortgage Loans
Commercial mortgages, fix-and-flip, new construction, mortgage refinance, and multi-family units. LTV up to 90%. Qualifications vary per deal.
| Min Credit Score: | 620+ |
| Min Time in Business: | investor experience helps |
| Min Monthly Rev: | n/a |
| Funding Range: | up to $100 Million |
STARTUP Unsecured Business Credit Lines and Loans
Funding can be used for ANY PURPOSE. No income verification required and no industry restrictions. Revolving line of credit. Must have at least $2k in revolving credit currently and less than 30% utilization.
OR To qualify for Unsecured personal loan, must have W2 verifiable income. You will have DIRECT access to cash for business purposes.
OR To qualify for Unsecured personal loan, must have W2 verifiable income. You will have DIRECT access to cash for business purposes.
| Min Credit Score: | 680+ |
| Min Time in Business: | NONE |
| Min Monthly Rev: | $0-$4,000 |
| Funding Range: | up to $150,000 |
Business Credit Card Stacking
If you qualify, our team will analyze your profile and give you the plan to structure your business credit to achieve higher limits and introductory 0% rates on the best cards in the industry with the least inquires possible for maximum results.
| Min Credit Score: | 680+ |
| Min Time in Business: | NONE |
| Min Monthly Rev: | $0-$4,000/mo |
| Funding Range: | up to $150,000 |
Business Cash Advance
If you accept credit cards or have regular bank deposits, you can get funding advanced to you for up to 200% (twice) of the amount of your monthly deposits.
| Min Credit Score: | 550+ |
| Min Time in Business: | 6 months |
| Min Monthly Rev: | $5,000/mo |
| Funding Range: | up to $10 Million |
Business Term Loans
All types of loans, including SBA Express, 7(A), Equipment Financing, Franchise Loans, Purchase Order Loans, Real Estate backed loans and even more…
| Min Credit Score: | 650+ |
| Min Time in Business: | 2+ years |
| Min Monthly Rev: | $20,000/mo |
| Funding Range: | up to $5 Million |
Business Line of Credit
Money available to “draw” against that’s deposited into your bank account. Repayment plan based on what you borrow. Access to balance.
| Min Credit Score: | 650+ |
| Min Time in Business: | 2+ years |
| Min Monthly Rev: | $20,000/mo |
| Funding Range: | up to $250,000 |
* If you are close to the above requirements, some exceptions can be made. All funding types accept co-signers.