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Goins Financial

READY TO TURN THINGS AROUND?

Choose Your Credit Strategy Below...

Your New Beginning Starts Here!

You have the legal right to challenge inaccurate, outdated, or unverifiable items on your credit report. We’ve helped thousands of clients take action using smart tools and simple support.

The sooner you start, the sooner the process begins!

DO-IT-YOURSELF SOFTWARE

Smart Credit Tools, Designed for Self-Starters

Use our AI-powered credit software to scan your reports and address questionable items!
  • ✔ Instant Access
  • ✔ Personalized Dispute Templates
  • ✔ Guided Walkthroughs
  • ✔ Cancel Anytime
$199 setup • $99/month
(No contracts, go at your pace)


Done-For-You Service

Our partner, Credit Therapy, does the work.

They handle the heavy lifting and submit personalized disputes on your behalf, saving you time and frustration.
  • ✔ Hands-Off Dispute Support
  • ✔ Personalized Dispute Plan
  • ✔ Ongoing Communication
  • ✔ Transparent Billing
$239 setup • $99/month
(No contracts, just proactive support)

Need help choosing?

PLEASE NOTE: Goins Financial is not a credit repair company, we provide education and access to resources. Results are not guaranteed. We provide access to resources that help you dispute unverifiable, inaccurate, or outdated information with the credit bureaus. You have the right to do this yourself at no cost. We are not a law firm and do not provide legal advice.